Legal Advocates for Seniors and People with Disabilities ®

LASPD is a nationwide program designed to help seniors and people with disabilities cope with debt problems.
The mission of LASPD is to stop unsecured creditors from threatening individuals whose income is protected by law.
The LASPD solution has given peace of mind to more than 15,000 clients over the last 20 years.
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Don't hide from your debt problems!
We will help you deal with them.

We know that anyone can experience a financial hardship and struggling to pay bills is hard enough without being bothered and threatened by creditors and debt collectors. But what many people don’t know is that the law protects income from Social Security benefits, veterans benefits, workers compensation and pensions. If these are your or your loved one’s main sources of income, we may be able to stop the calls and letters.
help with my debt
Call LASPD now to learn how your income may be protected from creditors by law and how we can help.
Call 1-866-785-3328

How It Works


Fill in our online application form. The law protects income from Social Security benefits, veterans benefits, workers compensation and pensions. If one or more of these are your source of income and you need help to deal with creditors and debt collectors don’t hesitate to contact us.


As soon as we have taken your case, our lawyers will communicate with your creditors or debt collectors and explain that your income is protected by law.


Because your money is protected by law, creditors in most instances will leave you alone. You can finally live your life without the constant harassment from creditors or debt collectors.

Stop Creditor Harassment!

What Our Clients Say About Us

“Everyone at LASPD has done a very good job for me. Please continue to [represent] me. I need you.”      

 A.H., San Francisco, California

“My life has become more livable. At 81 years old, besides sickness, harassment from the collectors made life scary and very stressful. Your helping me in this matter eased my life greatly and I thank you."

M.S., Hazleton, Pennsylvania

“I wish everyone could have LASPD so that they would know what wonderful, caring, helping people you are. I believe I’m in my second year with LASPD and will gladly keep you for a 3rd year. I’m all alone, everyone is deceased, and it makes me feel good someone out there really cares.”

B.D., New York, New York

“I want to thank you for the difference you have made in our lives. My husband had open heart surgery in January [2009]. He’s doing well but it’s a long recuperation. I don’t know how I would have coped if you hadn’t helped us the way you did. I can answer the phone without cringing. Thank you so much….”

P.B., Leighton, Pennsylvania

“I am forever grateful for your lifting an unbearable weight from me.”

N.S., Jackson, North Carolina

“You allowed my mother’s final days to be more enjoyable and for that I am eternally grateful.”

J.M., Irving, Texas

"I wanted to let you know my mom passed on January 3, 2017. I cannot tell you from the bottom of my heart how much this program and the wonderful people behind it means to me. I cannot believe in the rotten world, where our seniors are lost, forgotten and not valued as human beings, that someone loves them as much as their own family members. Two Words-- Thank you!!! Every single one of you have crowns in heaven!!! All of you will have a special place in my heart until my dying day!!! I love you all!"

M.G., Rector, Arkansas

“I just wanted to….say a heartfelt ‘Thank you' to all who have assisted me with my….debt problems, now for over two years.  Coming from a career in ‘customer care’ I appreciate the exceeding measure of effort applied to me and my case....You were a miracle in time of great need….”

R.R., Loganville, Georgia